The housing market and the housing industry have escaped a potential blow on several fronts now that lawmakers have at least partially resolved Washington’s “fiscal cliff” budget morass, reports the Wall Street Journal in a January 2, 2013 Blog Post. Whether you already own or are planning to buy a Marin County home, you can breathe a…
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Category Archives: Buying Your Piece of Marin
The Right Way to Accept a Gift Towards Your Down Payment
Is one of your New Year’s resolutions to buy a home in Marin County in 2013? Will you need to turn to relatives for assistance with your downpayment? If so, you will be in good company. A New York Times article recently reported that in a National Association of Realtors survey of people who bought homes from July…
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Marin County’s Young Adults Face Rising Need for Co-Signers
It has become obvious to many young adults that today’s Marin County real estate market offers great opportunities and the answer to the old “Rent or Buy” query is heavily weighted towards the “buy” side. So here you are, single or a newlywed couple in your late 20’s with decent jobs, respectable income, and reasonable credit. Drawn…
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Mortgage Tip for Self-Employed and Commissioned Paid Individuals
Written on November 2, 2012 by Sylvie Zolezzi in Buying Your Piece of Marin, Taxes, The Economy, Uncategorized
Typically for a self-employed or commissioned paid borrower, lenders want to see the last two years complete tax returns and will basically average the last two years net income assuming their income is steady or improving. If your 2012 income is trending higher and you would like to use this income to qualify for…
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New Home Sales Reach Multi-Year High
As reported by the U.S. Department of Commerce, 372,000 new homes were sold in July on a seasonally-adjusted, annualized basis.
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MARIN COUNTY REAL ESTATE MARKET UPDATE – JULY 2012
Written on August 13, 2012 by Sylvie Zolezzi in Buying Your Piece of Marin, Marin County Market Update, Selling Your Piece Of Marin, Uncategorized
While there is typically a definite lull in market activity at this time of year, we are still seeing a vibrant and resilient market in Marin, and around the Bay, as we enter the final month of summer. Most of the dialogue about what defines our market for July is a repeat from last month. Sales…
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Mortgage Prequalification and Preapproval: what’s the difference?
Written on August 5, 2012 by Sylvie Zolezzi in Buying Your Piece of Marin, Mortgage Guidelines, Uncategorized
It’s been a buyer’s market for quite a while. But as the market in certain areas, including Marin County, ”rights” itself, competition for homes is growing and multiple offers are becoming more common. That is where a pre-approval letter can help give a home-shopper an edge over the competition. For many new homebuyers, the…
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Mortgage Rates Down 1 Percent In One Year
30-year fixed rate mortgage rates have now dropped through 5 consecutive weeks, and in 11 of the last 12 weeks.
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1893 Willis Polk Belvedere Treasure For Sale
Written on July 15, 2012 by Sylvie Zolezzi in Buying Your Piece of Marin, Interesting Homes, Marin County History, Uncategorized
One of the favorite parts of my job as a luxury real estate agent in Marin County is previewing exceptional properties. This week I was in for a very special treat: an extraordinary and very unique property came on the market. This amazing home, located at 428 Golden Gate Avenue in Belvedere, is on the National Register…
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Buying a Marin County Home: Pledge Assets In Lieu of A Downpayment
Written on July 8, 2012 by Sylvie Zolezzi in Buying Your Piece of Marin, Mortgage Guidelines, Uncategorized
Thinking of buying a Marin County home? You may be holding back on taking advantage of rock-bottom low rates (see current rates at the end of this post) and today’s affordable Marin County Luxury home prices because you just don’t want to take your money out of the market and put it into the property. Here is a great…
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