Where Do Mortgage Rates Stand at Year End 2013?

Mortgage Rates at year end 2013

The big financial and economic news of year end 2013 emerged after the conclusion of the most recent Federal Reserve’s FOMC meeting. The committee announced that it would begin tapering the Fed’s $85 billion purchases of securities, known as its quantitative easing program. The taper is modest: the Fed will initially reduce its rate of purchases by only $10 billion to $75 billion monthly, with a split of $40 billion in Treasury securities and $35 billion in mortgage-backed securities.

Fed Chairman Ben Bernanke gave his final press conference as Fed chair. He noted that the FOMC was confident that the economy would continue to improve at a moderate rate and that the Fed would continue monitoring economic and financial developments to guide future adjustments in its monthly purchase of securities.

Mortgage rates were expected to rise after news of the Fed’s tapering, as the program was intended to hold down long-term interest rates and mortgage rates.

A December 28, 2013 RIS Media.com article  reported that Freddie Mac recently released the results of its Primary Mortgage Market Survey® (PMMS®), showing average fixed mortgage rates little changed as we head into the final days of the year.

The 30-year fixed-rate mortgage (FRM) averaged 4.48 percent with an average 0.7 point for the week ending December 26, 2013, up from last week when it averaged 4.47 percent. A year ago at this time, the 30-year FRM averaged 3.35 percent.

According to the article, the 15-year FRM this week averaged 3.52 percent with an average 0.7 point, up from last week when it averaged 3.51 percent. A year ago at this time, the 15-year FRM averaged 2.65 percent.

The 5-year Treasury-indexed hybrid adjustable-rate mortgage (ARM) averaged 3.00 percent this week with an average 0.4 point, up from last week when it averaged 2.96 percent. A year ago, the 5-year ARM averaged 2.70 percent.

To read the full article, please click here.

If you are thinking of buying or selling real estate in Marin, please feel free to contact me.

Christmas in Tiburon, CA - www.YourPieceofMarin.com

 Rudolf overlooking Tiburon, CA and the San Francisco Bay

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white glove serviceAbout the Author:   The above Real Estate information on Marin County Real Estate was provided by Sylvie Zolezzi.  I can be reached via email at Sylvie@YourPieceOfMarin.com or by phone/text at 415.505.4789.  I am an award winning Realtor specializing in luxury residential real estate in beautiful Marin County, just north of the Golden Gate Bridge.

I offer a wide range of real estate solutions for buyers, sellers and investors, attracting clients who demand excellence—in marketing, negotiations, market knowledge—and a genuine concern for their needs. My association with Decker Bullock Sotheby’s International Realty allows me to provide a high-end luxury experience to all my clients at every single price point.  It also enables me to leverage our unique combination of local knowledge and global resources, providing highly personalized service and unmatched exposure to my clients’ properties locally and worldwide.

I view it as a great privilege to be of assistance to people at very important stages of their lives—whether they are newlywed, starting a family, relocating, retiring, divorcing or mourning a loved one—because I view my job as much more than facilitating the sale or purchase of a property, but rather as helping them find their new sanctuary or part with the home where they have raised their children and created so many memories. In addition, I am always excited to help my clients discover Marin County, our stunning sceneries and unmatched lifestyle and find the right home in one of our charming towns:   Sausalito, Tiburon, Belvedere, Mill Valley, Corte Madera, Larkspur, Greenbrae, Kentfield, Ross, San Anselmo, San Rafael, Fairfax, and Novato.


Still Looking For That One-Of-A-Kind Gift For the Person Who Has Everything?

63 Poplar Avenue, Ross - www.YourPieceofMarin.com by Sylvie Zolezzi, Luxury Residential Specialist63 Poplar Avenue – Guest House Living Room

If you are still in search of that unique gift for the special person in your life who already has everything, here is a superb idea!

A New England style family compound on a level 1/3 acre close to downtown Ross is waiting for its new owner.  This stunning property features a 4BR/2.5BA main residence with a 2BD/2BA guest house –my favorite part of the property– plus a 1BD/1BA apartment. I just love the wonderful character of the house with its hardwood floors, crown moldings and antique lighting throughout. Another bonus: the home is surrounded by very private formal gardens featuring antique iron and French stone work. The icing on the cake: the Connecticut blue stone pool providing a serene and relaxing setting.

Click here for more photos.

All this can be yours for $4,495,000.  The property is located at 63 Poplar Avenue and is listed by Decker Bullock Sotheby’s International Realty.  Contact me to schedule a showing at 415-505-

Happy Holidays!

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white glove serviceAbout the Author:   The above Real Estate information on Marin County Real Estate was provided by Sylvie Zolezzi.  I can be reached via email at Sylvie@YourPieceOfMarin.com or by phone/text at 415.505.4789.  I am an award winning Realtor specializing in luxury residential real estate in beautiful Marin County, just north of the Golden Gate Bridge.

I offer a wide range of real estate solutions for buyers, sellers and investors, attracting clients who demand excellence—in marketing, negotiations, market knowledge—and a genuine concern for their needs. My association with Decker Bullock Sotheby’s International Realty allows me to provide a high-end luxury experience to all my clients at every single price point.  It also enables me to leverage our unique combination of local knowledge and global resources, providing highly personalized service and unmatched exposure to my clients’ properties locally and worldwide.

I view it as a great privilege to be of assistance to people at very important stages of their lives—whether they are newlywed, starting a family, relocating, retiring, divorcing or mourning a loved one—because I view my job as much more than facilitating the sale or purchase of a property, but rather as helping them find their new sanctuary or part with the home where they have raised their children and created so many memories. In addition, I am always excited to help my clients discover Marin County, our stunning sceneries and unmatched lifestyle and find the right home in one of our charming towns:   Sausalito, Tiburon, Belvedere, Mill Valley, Corte Madera, Larkspur, Greenbrae, Kentfield, Ross, San Anselmo, San Rafael, Fairfax, and Novato.


Breaking News – Fed to Begin Tapering Asset Purchases

interest ratesDSNews.com just announced in what is still a developping story that, pointing to ongoing, stable improvements in economic activity and labor market conditions since the start of its latest quantitative easing program in September 2012, the committee agreed to scale back its purchase of agency mortgage-backed securities (MBS) to a pace of $35 billion per month; at the same time, purchases of Treasury securities will shrink to $40 billion per month. Together, the cuts represent an overall reduction of $10 billion in purchases each month.

The press release from DSNews.com adds that nine committee members voted for the policy change, including Fed chair Ben Bernanke and Janet Yellen, his likely replacement. Voting against it was Boston Fed President Eric S. Rosengren, who said the shift is premature, given the elevated unemployment rate and an inflation rate “well below the target.”

The decision brings to an end months of speculation over when the Fed might finally decide to pump the brakes on its stimulative strategy.  Now, the ongoing debate will likely turn to the expected timeline for further cutbacks and to the impact this tapering will have on both interest rates and the housing market.

See my Marin County Real Estate Market Update for November 2013 to find out how our market is doing in Marin and what the expected effect of this Fed decision may be on our local housing market. Feel free to contact me with any questions about your real estate plans and for a complimentary valuation of your home.

Ross Bear Sculpture dressed for the Holdiays

Ross Bear Dressed for Holidays

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white glove serviceAbout the Author:   The above Real Estate information on Marin County Real Estate was provided by Sylvie Zolezzi.  I can be reached via email at Sylvie@YourPieceOfMarin.com or by phone/text at 415.505.4789.  I am an award winning Realtor specializing in luxury residential real estate in beautiful Marin County, just north of the Golden Gate Bridge.

I offer a wide range of real estate solutions for buyers, sellers and investors, attracting clients who demand excellence—in marketing, negotiations, market knowledge—and a genuine concern for their needs. My association with Decker Bullock Sotheby’s International Realty allows me to provide a high-end luxury experience to all my clients at every single price point.  It also enables me to leverage our unique combination of local knowledge and global resources, providing highly personalized service and unmatched exposure to my clients’ properties locally and worldwide.

I view it as a great privilege to be of assistance to people at very important stages of their lives—whether they are newlywed, starting a family, relocating, retiring, divorcing or mourning a loved one—because I view my job as much more than facilitating the sale or purchase of a property, but rather as helping them find their new sanctuary or part with the home where they have raised their children and created so many memories. In addition, I am always excited to help my clients discover Marin County, our stunning sceneries and unmatched lifestyle and find the right home in one of our charming towns:   Sausalito, Tiburon, Belvedere, Mill Valley, Corte Madera, Larkspur, Greenbrae, Kentfield, Ross, San Anselmo, San Rafael, Fairfax, and Novato.

 

 


Marin County Real Estate Market Update – November 2013

50 Rutherford Avenue, San Anselmo, CA - www.YourPieceofMarin.com

This San Anselmo listing received five offers on December 10, 2013

Looking back to 2013

The housing market showed definite signs of a strong recovery in 2013 throughout the United States. In a KCM.com blog post published today, Frank E. Nothaft, Chief Economist at Freddie Mac, projected that 2014 will be the best year for home sales since 2007.

According to a recent Trulia blog post, consumer optimism is climbing back: in Trulia’s latest survey, 74% of Americans said that home ownership was part of achieving their personal American Dream – the highest level since January 2010.

The latest Trulia Price Monitor showed that asking home prices rose year-over-year 12.1% nationally and more than 20% in 10 of the 100 largest metros, including in California where they are expected to end the year 28% up from last year.  While these rising prices have been great news for homeowners, especailly for those who had been underwater, they bring their own challenges, including declining affordability and localized bubble worries, especially in southern California.  At the same time, the effects of the recession and housing bust still sting and a few markets – mostly in Florida – still have a foreclosure overhang.  Many sellers are still holding back from putting their homes up for sale either because they still don’t have enough equity, are waiting for prices to increase further or are worried they won’t find a replacement home because of the limited inventory. As a result, the one issue that still remains a challenge is inventory.

Whether homes prices will continue to increase at the same pace or slow down in 2014 is a question many a seller has asked me.  At this stage of the recovery, it can be expected that price gains will slow because of growing inventory and fading investor activity.

An additional challenge in the coming year is likely to be rising interest rates.  The 30-year fixed rate has already climbed to 4.750% as of 12/9/13, which is nearly a point and a half higher than the low in the first week of 2013. As the economy continues to improve, it is expected that the Fed will start tapering its buy back of mortgage backed securities, resulting in a further increase in interest rates which, combined with increasing home prices, might push home ownership out of reach for some buyers.

 

Marin Market Snapshot

The number of active listings in Marin County continues to taper off as the market remains in its cyclical hibernation for the holiday season.  However demand is still strong, at least in the under $1 million price range.  One of my listings in San Anselmo (pictured above) received five very solid offers last week and I am still getting calls from agents representing interested buyers every day even though the home is in contract.  Solds for the month of November are down 4% from where we were last year, however the price per square foot is up 9% from November 2012 and just shy of the 2007 monthly average.

 

Market snapshot - Marin County November 2013 - www.YourPieceofMarin.com

 

Marin Market by Price Point

The under $1 million price segment continues to experience the lion share of market activity in Marin with 70 sales in November.  The $1 to $2 million segment was a close second with 58 sales. In these price ranges, months of inventory were limited  to 3 and 2 months, respectively, and the $2 to $3 million and $3 to $4 million also had low months of inventory at 4 and 3 months, respectively. The over $4 Million segment on the other hand was over-saturated with over two years of inventory in the queue creating a buyer’s market at those price points.  Five to six months of inventory is generally considered a balanced market. The highest priced sale in November was in Ross Valley for $7,000,000 and no homes sold over the $10 million mark.

 

Market Activity by Price Point - Marin County, CA - www.YourPieceofMarin.com

 

Home Sales in Marin by Area

San Rafael had the highest number of sales in November with 44 homes sold, and Mill Valley and Novato were close behind with 29 and 28 sales, respectively.  Kentfield and Ross had the highest priced sales in November at $4,865,000 and $7,000,000 respectively. The most affordable homes were in San Anselmo, Novato and San Rafael where they ranged from $340,000 to $405,000 for a single family home. Frequently these price points are major fixers or tear-downs at lot only value.

 

Home Sales by Area - Marin County, CA - www.YourPieceofMarin.com

 

Homes in Contract

The most active market was Greenbrae with an incredible 82% in contract. The San Rafael area was the second highest at 54%, followed by San Anselmo, Mill Valley, Kentfield, Corte Madera, Novato and Fairfax which were all at 50% or higher. The slowest markets continued to be Belvedere and Tiburon at 7% and 21%, respectively, because the buyer pool is much more limited for the high end, high priced properties typically offered for sale in these communities.

 

Percent of Homes in Contract - Marin County, CA - www.YourPieceofMarin.com

 

Average Sale Price

The active price point increased 7% for the second consecutive month from $2,579,692 to $2,751,866. The Average Sold Price for single family homes in Marin increased by 6% from last month.

Average Sales Prices - Marin County, CA - www.YourPieceofMarin.com

 

Number of Homes Listed and Sold

Despite the approach of the Holidays, the number of active single family homes available increased by 14% from 404 to 471. Meanwhile the number sold decreased 20% from 225 to 181 from October to November.

Number for Sale and Sold - Marin County Real Estate, CA - www.YourPieceofMarin.com

 

If you are thinking of selling your home in the spring, feel free to contact me to discuss your options.  It is never too early to start preparing your home for sale and I can make recommendations to improve your chance of getting the highest possible price in the shortest amount of time.  If you are thinking of buying a home, I would be happy to meet with you, give you a tour of Marin if you are a newcomer and discuss the market with you.

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white glove serviceAbout the Author:   The above Real Estate information on Marin County Real Estate was provided by Sylvie Zolezzi.  I can be reached via email at Sylvie@YourPieceOfMarin.com or by phone/text at 415.505.4789.  I am an award winning Realtor specializing in luxury residential real estate in beautiful Marin County, just north of the Golden Gate Bridge.

I offer a wide range of real estate solutions for buyers, sellers and investors, attracting clients who demand excellence—in marketing, negotiations, market knowledge—and a genuine concern for their needs. My association with Decker Bullock Sotheby’s International Realty allows me to provide a high-end luxury experience to all my clients at every single price point.  It also enables me to leverage our unique combination of local knowledge and global resources, providing highly personalized service and unmatched exposure to my clients’ properties locally and worldwide.

I view it as a great privilege to be of assistance to people at very important stages of their lives—whether they are newlywed, starting a family, relocating, retiring, divorcing or mourning a loved one—because I view my job as much more than facilitating the sale or purchase of a property, but rather as helping them find their new sanctuary or part with the home where they have raised their children and created so many memories. In addition, I am always excited to help my clients discover Marin County, our stunning sceneries and unmatched lifestyle and find the right home in one of our charming towns:   Sausalito, Tiburon, Belvedere, Mill Valley, Corte Madera, Larkspur, Greenbrae, Kentfield, Ross, San Anselmo, San Rafael, Fairfax, and Novato.

 


Tips for Keeping Your Roof Leak Free This Winter

Santa's Sleigh on the Roof  of San Anselmo Town Hall - www.YourPieceofMarin.com

Santa’s Sleigh on the Roof of San Anselmo’s Town Hall

2013 has been one of the driest year on record in Marin County but you should not get complacent and neglect your roof! You’ve probably got a lot on your mind during these busy winter months, but investing just a few minutes in basic maintenance will ensure that Santa and his sleigh have a solid and well-maintained landing pad when they touch down at your house this year. Here are some tips that every Marin County homeowner should know:

Check Out Your Gutters

Your gutters are an important part of your roof, because they allow water to flow away from the roof surface before it causes rot and damage. During the winter, your gutters will be more likely to get clogged with fallen leaves or pine needles and can get blocked if they are not cleared out.  This is particularly important for those of you who live in one of our beautiful Marin canyons and are surrounded by redwood trees or other trees.

Get yourself a ladder and a friend to hold it for you and clean any leaves, debris and dirt from the gutters. Flush the gutters out with a hose afterward to ensure they are clean. If your gutters have become damaged or leaky, you can use gutter sealant or fiberglass resin to patch up the hole.

Trim Back The Trees

If you have a lot of trees and branches overhanging above your roof, it’s a good idea to trim them back before the winter months. At the moment, they might not be touching your roof – but once it is weighted down with rain or blown around by the wind during a storm it might do some damage.

When hiring a tree trimming service, get a few different quotes from a range of contractors so that you can be sure that you are getting the right price.  Feel free to contact me for a recommendation to top Marin tree services.

Inspect Your Roof For Weak Spots

A roof inspection can save you from a lot of roof damage, which could get even more serious when the weather gets wetter. Start by performing a visual inspection of the inside and outside of your roof.

Look around for any missing tiles and make sure that the gutters are allowing the water to drain freely from the roof. This can be done while walking around your property with binoculars.

If you spot something that looks suspicious, you can hire a professional roofer to take a closer look. They will be experienced and will know what to look for, so that they can find the weak spot and fix it right away. A roof inspection will cost you, but it is a lot cheaper than paying for a new roof!

These are just a few important maintenance tasks that you can perform in order to ensure that your roof is in tip top shape to welcome the winter season! For more handy tips and info about your home, feel free to contact me.

George Lucas' Imagination Park in Downtown San Anselmo, CA - www.YourPieceofMarin.com George Lucas’ Imagination Park in Downtown San Anselmo, CA

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white glove serviceAbout the Author:   The above Real Estate information on Marin County Real Estate was provided by Sylvie Zolezzi.  I can be reached via email at Sylvie@YourPieceOfMarin.com or by phone/text at 415.505.4789.  I am an award winning Realtor specializing in luxury residential real estate in beautiful Marin County, just north of the Golden Gate Bridge.

I offer a wide range of real estate solutions for buyers, sellers and investors, attracting clients who demand excellence—in marketing, negotiations, market knowledge—and a genuine concern for their needs. My association with Decker Bullock Sotheby’s International Realty allows me to provide a high-end luxury experience to all my clients at every single price point.  It also enables me to leverage our unique combination of local knowledge and global resources, providing highly personalized service and unmatched exposure to my clients’ properties locally and worldwide.

I view it as a great privilege to be of assistance to people at very important stages of their lives—whether they are newlywed, starting a family, relocating, retiring, divorcing or mourning a loved one—because I view my job as much more than facilitating the sale or purchase of a property, but rather as helping them find their new sanctuary or part with the home where they have raised their children and created so many memories. In addition, I am always excited to help my clients discover Marin County, our stunning sceneries and unmatched lifestyle and find the right home in one of our charming towns:   Sausalito, Tiburon, Belvedere, Mill Valley, Corte Madera, Larkspur, Greenbrae, Kentfield, Ross, San Anselmo, San Rafael, Fairfax, and Novato.


Maybeck Masterpiece Featured on the 2013 Ross Valley Tour de Noel:

2013-12-14 - Maybeck Masterpiece on Ross Tour de Noel - www.YourPieceofMarin.com

While on the Ross Tour de Noel yesterday I visited one of the town’s very unique homes: Grey Oaks.  Grey Oaks is a grand home designed by the celebrated American architect Bernard_Maybeck.  The house has stunning views of Mt. Tamalpais and Ross Valley and is surrounded by majestic oak trees.

The house was built in 1906 and incorporates Maybeck’s eclectic and signature style. Undeterred by the conventions of the day, he effortlessly synthesized an international melange of styles, from European Gothic and Japanese to Nordic and Celtic when designing homes, resulting in a vibrant, and spiritually charged space.  Grey Oaks is no exception and is also a perfect example of his use of elements that were considered radical at the time, including shingles, rough redwood interiors and monumental fireplaces.

Bernard_Maybeck was an American architect in the Arts and Crafts Movement of the early 20th century. He was born in New York City in 1862 and studied architecture at the École nationale supérieure des Beaux-Arts in Paris.  He moved to the Bay Area in 1892 and was a professor for a decade in the University of California’s Civil Engineering College (1894-1903) in Berkeley, mentoring several budding architects, most importantly Julia Morgan, who, with his help, became the first woman admitted to L’École des Beaux-Arts.  He is now recognized as a quintessentially American figure, a pragmatic idealist unafraid of progress but passionately committed to timeless aesthetic values.  According to a Recent Mercury News Article on Maybeck, many of his major buildings were in the San Francisco Bay Area, and include the Palace of Fine Arts built in 1915. He contributed several other landmarks to San Francisco, but Berkeley provided the ideal setting for his work. There’s no official count of Maybeck buildings in Berkeley, but according to the Berkeley Architectural Heritage Association (BAHA) the number ranges from four dozen to five dozen.  I do not know how many Maybeck homes there are in Marin County however.

While Maybeck lost his San Francisco office and records in the 1906 earthquake, in many ways the city’s tragedy provided him with the opportunity of a lifetime. He not only ended up designing numerous Berkeley homes for families who fled the destruction, but the rapid development in the hills allowed him to promote his ideas of adapting buildings and communities to the existing landscape, rather than imposing them on the environment.

Palace_of_fine_arts_2006 (536x640)“He prided himself on using history,” says architect William Marquand, who helped found the Maybeck Society. “He never was a rule-follower. He was too talented for that. It was easy for him to master the rules, and after that why use them anymore? He became a real voice for something new. He was great at combining high-art and vernacular aesthetics, an approach that continues to influence modern architecture in the Bay Area, like where you see sliding glass doors on barn hardware.”

Marquand, like many architects, considers that Maybeck still has much to teach us. He was prescient in his preference for natural materials, but his contribution to a deeper understanding of sustainability is perhaps more consequential, Marquand says, citing architect Sarah Susanka from Mark Wilson’s well-received 2011 biography “Bernard Maybeck: Architect of Elegance.”

“She ties him to sustainability, in that buildings need to be beautiful because if they’re beautiful they’ll be taken care of. In talking about sustainability, nobody’s looking at design and beauty. Maybeck understood beauty as a timeless thing, and we should be incorporating that in our concept of sustainability.”

The original owner of Grey Oaks was the lumber baron J.H. Hopps. The current owners have expanded the home and remodeled it while keeping the original design and character of the home intact.

For the Ross Tour de Noel, the home was very elegantly decorated for Christmas with burlap adorned wreaths and garlands, a perfect match to Maybeck’s architecture, the rough redwood and the understated beauty of this spectacular home . A real treat for the eye!

For more photos of the home, please click here.

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white glove serviceAbout the Author:   The above Real Estate information on Marin County Real Estate was provided by Sylvie Zolezzi.  I can be reached via email at Sylvie@YourPieceOfMarin.com or by phone/text at 415.505.4789.  I am an award winning Realtor specializing in luxury residential real estate in beautiful Marin County, just north of the Golden Gate Bridge.

I offer a wide range of real estate solutions for buyers, sellers and investors, attracting clients who demand excellence—in marketing, negotiations, market knowledge—and a genuine concern for their needs. My association with Decker Bullock Sotheby’s International Realty allows me to provide a high-end luxury experience to all my clients at every single price point.  It also enables me to leverage our unique combination of local knowledge and global resources, providing highly personalized service and unmatched exposure to my clients’ properties locally and worldwide.

I view it as a great privilege to be of assistance to people at very important stages of their lives—whether they are newlywed, starting a family, relocating, retiring, divorcing or mourning a loved one—because I view my job as much more than facilitating the sale or purchase of a property, but rather as helping them find their new sanctuary or part with the home where they have raised their children and created so many memories. In addition, I am always excited to help my clients discover Marin County, our stunning sceneries and unmatched lifestyle and find the right home in one of our charming towns:   Sausalito, Tiburon, Belvedere, Mill Valley, Corte Madera, Larkspur, Greenbrae, Kentfield, Ross, San Anselmo, San Rafael, Fairfax, and Novato.


Get in the Spirit of Christmas with the 2013 Ross Tour de Noel

2013 Ross Tour de Noel - www.YourPieceofMarin.com

The Ross Tour de Noel is one of my very favorite holiday traditions in Marin County.  I cannot think of a better way to kick off the Holiday season than visiting beautiful homes exquisitely decorated for Noel.  I always walk away with a few new ideas to decorate my own home and front yard and love the fact that all benefits go to local charities.

This year the tour will take place on Saturday, December 14th.  For more information and to purchase tickets, please visit The St. John Episcopal Churches Website.

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white glove serviceAbout the Author:   The above Real Estate information on Marin County Real Estate was provided by Sylvie Zolezzi.  I can be reached via email at Sylvie@YourPieceOfMarin.com or by phone/text at 415.505.4789.  I am an award winning Realtor specializing in luxury residential real estate in beautiful Marin County, just north of the Golden Gate Bridge.

I offer a wide range of real estate solutions for buyers, sellers and investors, attracting clients who demand excellence—in marketing, negotiations, market knowledge—and a genuine concern for their needs. My association with Decker Bullock Sotheby’s International Realty allows me to provide a high-end luxury experience to all my clients at every single price point.  It also enables me to leverage our unique combination of local knowledge and global resources, providing highly personalized service and unmatched exposure to my clients’ properties locally and worldwide.

I view it as a great privilege to be of assistance to people at very important stages of their lives—whether they are newlywed, starting a family, relocating, retiring, divorcing or mourning a loved one—because I view my job as much more than facilitating the sale or purchase of a property, but rather as helping them find their new sanctuary or part with the home where they have raised their children and created so many memories. In addition, I am always excited to help my clients discover Marin County, our stunning sceneries and unmatched lifestyle and find the right home in one of our charming towns:   Sausalito, Tiburon, Belvedere, Mill Valley, Corte Madera, Larkspur, Greenbrae, Kentfield, Ross, San Anselmo, San Rafael, Fairfax, and Novato.