Monthly Archives: November 2011

Marin County Home Improvement Projects : How Much Equity Will You Build?

According to Remodeling Magazine’s Cost vs Value Report 2011-2012, for each home improvement dollar spent in 2012, homeowners can expect to recoup just 58 cents in home equity.

Marin County Conforming Loan Limits For 2012

In 2012, for the 7th straight year, the national, single-family conforming mortgage loan limit will remain at $417,000.

Using a Home Generator? Here’s How To Stay Safe

Home generators are a leading cause of poisoning by carbon monoxide. Before turning yours on, follow these important safety tips.

Mortgage Market Week in Review – November 18, 2011

MORTGAGE MARKET WEEK IN REVIEW While other markets witnessed extreme volatility, interest rates remain steady to unchanged from last week in response to better than expected economic data that has offset the continued uncertainty surrounding the European debt crisis. CURRENT INTEREST RATES | NOVEMBER 18, 2011 CONFORMING RATES ($200,000 – $417,000) 0 POINTS • 30…

It’s Official: Congress Passes FHA Loan Limit Hike

BREAKING NEWS!  Friday, November 18, 2011 By Brian Collins Mortgage bankers soon will able to originate Federal Housing Administration loans of up to $729,750 in high cost areas thanks to Congress, which passed a “minibus” appropriations bill Thursday night. But Fannie Mae and Freddie Mac lenders will be stuck at the lower $625,500 limit. President…

The garage can help sell your Marin County home

Your garage can be used for much more than parking cars, storage, and holding trash bins.   Here is the link to a great article about staging your garage to help sell your home: The Garage Can Help Sell Your Homet, Realty Times, September 16, 2011. The author, Phoebe Chonghua,  argues that most homeowners think of staging their…

Government Releases Additional HARP Guidance For Underwater Homeowners

Tuesday, Fannie Mae and Freddie Mac unveiled lender instructions for the government’s revamped HARP program.

Marin County Real Estate Market Update – October 2011

We are in the home stretch for the holidays.  With Halloween just behind us, Christmas decorations are already popping up everywhere—way too early for my taste, I just can’t get in the holiday spirit until after Thanksgiving…  On the real estate front, we usually see fewer homes coming on the market, slower sales and low…

The Secret of Dressing Like a French Woman

In case you did not know, I am French and I do dress like a French woman…  What is my secret?  I shop in small boutiques, mainly in Marin and occasionally in San Francisco, to find unique, timeless  pieces that work well for my body type.  I wear mostly classic pieces which I update with…

This Holiday Season, Think Twice Before Saving 15 Percent At The Register

With Halloween behind us, retailers are in the Holiday Spirit. Businesses know that consumers spent a median $556 on holiday gifts last year and they want this year to be just as strong.